Overlay Graphic
we believe it’s possible
Invest Blue is passionate about helping people reach their goals and dreams by providing quality, tailored financial advice.

ING Direct Current Commercial Offering

ING Commercial remains a standout product – we give examples of why & give example below:

  • Low Commitment fee – ($1,000 up to $1mil; 0.20% for deals $1mil – $3mil).
  • Loans from $250,000 to $3,000,000.
  • Set and Forget. No annual reviews on full doc loans where total exposure is under $2 million.
  • Up to 20-year loan term.
  • Ability to order your valuation upfront, saving you time.
  • No ongoing fees.
  • 75% LVR in Capital Cities; 70% Outside Capital Cities (Interest Only or P&I).
  • Service Stations and Child Care transaction against Freehold property with National Tenant up to 65%.
  • No Credit Scoring or ATO Portals.
  • Simplicity:
    • Refinance and/or access to equity against residential security for business/commercial as Investment Home Loan in personal names.

Recent deal settled with ING:

Purchase Price $2,280,000, LVR – 75% = $1,710,000

Owner occupied with debt servicing from Trading Business. Borrowing in new Company and Trust and leased to a trading business. Guarantee from a Trading business but no GSA required.

Term 20 years with 3 years interest only. Rate 4.69% Variable with Nil ongoing, no annual reviews

Benefit, max LVR offered by own bank was 65%

ING was able to offer 75% LVR thus an extra $228,000 over own bank.