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Estate Planning

What Is Estate Planning?

Estate planning is essential to providing you peace of mind that your family will be secure if something happens to you. If you have assets, whether it is a house, business or superannuation, you should consider estate planning.

More than simply making a Will, estate planning means arranging your assets so the people you want to take care of, receive the financial support they need, when it’s most needed.

It ensures that the right funds end up in the right hands, at the right time.

A good estate plan should:

  • Be easy to administer
  • Be affordable
  • Allow you to enjoy your assets and income now, and preserve assets and income for your family after you die
  • Be reviewed regularly.

 

Why Do I Need An Estate Plan?

By engaging professionals, such as financial planners and solicitors, you can find out how to make the most of your assets that are passed to your loved ones after you die. These professionals can also provide you with the costs and benefits of a particular estate planning structure or strategy.

Some instances where estate planning could be useful to you are:

  • You want to pass on a family business.
  • You want to consider a tax-effective superannuation payout.
  • You want to make a gift to a charity.
  • You have capital losses.
  • You have property with some capital gains tax.
  • You have life insurance.
  • Where there are family debts.
  • You want flexibility in distributing your assets.

 

At Invest Blue we’re here to help you put the right estate plans in place.

You’ve worked hard to get where you are today. Now you want to make sure that you and your family can reap the rewards. But if the unforeseen happens, would your estate be managed and distributed how you intended?

Estate planning is essential to providing you peace of mind that your family will be secure if something happens to you. More than simply making a Will, estate planning means arranging your assets so the people you want to take care of, receive the financial support they need, when it’s most needed.

Estate planning is vital to any financial plan. A good estate plan requires the involvement of skilled legal, accounting and financial specialists to ensure the right funds get into the right hands at the right time

 

How We Can Help You

In conjunction with your legal and accounting providers we can assist you with:

  • ensuring you have a current and properly drafted Will.
  • establishing Enduring Powers of Attorney.
  • identifying whether a Testamentary trust is appropriate for your circumstances.
  • identifying the most tax effect/social security effective manner of passing your assets onto beneficiaries.
  • ensuring your life insurance policies are correct and up-to-date.
  • ensuring the nominated beneficiaries for your superannuation are correct and up-to-date.

An Estate Plan will ensure that the right funds end up in the right hands, at the right time and should:

  • be easy to administer.
  • allow you to enjoy your assets and income now, and preserve assets and income for your family after you die.
  • be reviewed regularly.

As part of our Estate Planning service, we will liaise with your solicitor and accountant.


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