At Invest Blue we’re here to help you protect you and those you love.
It’s a cliché, but it’s true: people should expect the unexpected. It’s not something you want to think about all the time, but the reality is that throughout your life you’ll experience a number of unforeseen events that will affect your happiness and security. You don’t want to leave it to chance.
The latest statistics reveal that 95 per cent of Australian families do not have adequate levels of insurance. This figure is particularly alarming given that one in five families will be affected by the death of a parent or a serious accident or illness that will render a parent unable to work*.
The process of trying to get the right insurance in place can be overwhelming. You just need to turn on the TV or read a paper to see the barrage of advertisements promoting an array of insurance products. Invest Blue will help make the process as simple as possible by listening to your requirements and helping you identify how much you will need to protect you and those you love with a financial safety net in the event that the unexpected occurs.
Invest Blue has access to a large range of insurers and can tailor your level of cover, benefit period, payment option and other plan options to suit your own circumstances. We help you understand the types of personal insurance that may be appropriate for your circumstances:
Provides a lump sum in the event of your death
|Income protection insurance||Provides you with a monthly payment (usually up to 75% of your income) if you are temporarily unable to work due to disability.|
|Trauma or crisis insurance||Pays a lump sum if you suffer or contract a critical condition specified in the policy (eg heart attack, stroke, cancer)|
|Total and permanent disability insurance||Provides a lump sum if you suffer a total and permanent disability and are unable to work again.|
You may not know what life is going to throw at you but one thing you do want to know is that you are covered in case of adversity. Having the right insurances in place will provide you with that peace of mind.
This video produced by AMP covers the 4 main types of insurance and how they can help protect you and your family in times of trouble (2:47).
Natural disasters are unpredictable. So is the threat of theft and burglary. And accidents happen.
General Insurance is vital for protecting your valuable possessions that you have worked so hard to establish. Having the right amount of cover is just as important.
Invest Blue offers a general insurance service through our alliance with Amicus Insurance Service Pty Ltd.
What you need to know
This information is provided by Invest Blue Pty Ltd (ABN 91 100 874 744). The information contained in this article is of general nature only and does not take into account the objectives, financial situation or needs of any particular person. Therefore, before making any decision, you should consider the appropriateness of the advice with regards to those matters and seek personal financial, tax and/or legal advice prior to acting on this information. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relations to products and services provided to you.