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Should I see a financial planner?

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  • Should I See An Adviser
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The role of an adviser in regional communities

Invest Blue’s Managing Director, David Stephen sits down with AMP’s CEO, Alexis George to discuss how the role of an adviser differs between rural and city regions, what the industry can do better to support financial advice in regional areas, and the main concerns expressed by our clients.

Invest Blue’s journey and point of difference Invest Blue started from humble beginnings in Armidale 25 years ago, and now spans 23 locations across the east coast of Australia from Hobart all the way up to Rockhampton. Being a company that works largely in regional communities we have heightened accountability in the way we show... view article
February 28th 2022


Ask an Adviser – What’s the Point of a Financial Adviser?

Why not manage your own finances? Surely, it’s not that hard? These are the questions I’m often asked in social circumstances when people realize I’m a Financial Adviser.

I understand why these questions come up. Why pay for something you can do yourself? All it takes is a bit of time, effort, and research, right? Well, it’s not that straightforward. In fact, I often liken it to building a house. Sure, some of us could learn the necessary skills to build a home... view article
November 16th 2021

What it takes to become a Financial Adviser: the Invest Blue edition

Whether you’re seeking out financial advice or considering a career in the advice industry, you might be wondering – what exactly does it take to become a Financial Adviser?

Starting (and maintaining) a career as a Financial Adviser is no easy task. The process of obtaining licenses can be lengthy, ongoing education is required, and the advice industry can be a high-stress environment. However, as many of our Financial Advisers will attest, if you are passionate about helping people reach their goals and dreams... view article
April 7th 2021

How does financial advice work? Your top asked questions

If you’re thinking about seeing an Adviser, you’re probably asking yourself “Is it worth it? how much money do I need? How do I find the right Adviser for me? and what will be involved?”

If you’re sitting on the fence deciding whether financial advice is the right next step for you, this article will help answer some common questions you may be asking that may help you understand if we can help you.   Is it worth seeing an Adviser? Of course, this question comes to mind. You’re essentially deciding if... view article
January 22nd 2021

Should I see a financial adviser? 5 valuable reasons why

Have you ever thought should I see a financial adviser, is a financial adviser worth it or what does a financial adviser do differently over a do-it-yourself (DIY) investor?

According to the global investment manager, Russell Investments, they offer a lot more benefits than just financial advice. We know from experience that there are many tangible and intangible benefits that a great advice relationship can provide a client. In their latest Value, an Adviser report Russell Investments was able to quantify the tangible investment benefits,... view article
November 12th 2020

What does financial advice cost? A Conversation About Fees

Often, the price you are willing to pay for a product is determined by how much value you place on it, do you go for the cheaper pair of shoes or the ones that cost more but you know will last you longer? Unlike physical products, services can be a little harder to understand what exactly you’re paying for and what value to place on it. When you do seek advice, it’s important to have trust in and value the advice of your adviser, but it is also important to understand the fee structure and actual cost of the advice you are paying for.

Financial Planning is complex and extensive research goes into determining the exact advice we deliver. We don’t only analyse market performance when determining advice, we also consider your lifestyle, age, dream and goals to ensure we can help you live your best possible life.   Are you looking towards the future however aren't sure how to... view article
August 26th 2020

Why financial advice has never been more important

In times of uncertainty and market volatility, the pre-work that goes into a solid financial plan kicks into gear. Having a good financial plan that considers both the protection of your wealth as well as its long-term growth can play a huge difference in you how you weather financially during these periods.

  One of the main reason’s Australians seeks advice is that they are ready to create and implement change in their life. This could be a change in their life stage like wanting to buy a new home, marriage or divorce, or getting ready for retirement. We can often control when these types of change... view article
August 13th 2020

Why Australians Seek Advice

What questions are Australian's asking financial planners, when are they asking and what are the barriers to seeking financial advice?

In this article, we look at research commissioned by ASIC and what questions people are asking financial planners to take control of their financial security.  A report commissioned by the Australian Securities and Investments Commission (ASIC) reveals that while 27% of Australians have sought advice, 45% are looking for help when it comes to investments[1].... view article
August 7th 2020

Australians seeking advice – what are the trends?

Australians are increasingly investing in advice for their physical, mental, and financial wellbeing.

As much as the current turbulent times have closed many doors, it is safe to say that they have opened many, too! On one hand, we have become more sensible and sensitive to the environment, sustainability, and expenses. On the other hand, we have increased our spending on advice and education to weather the... view article
May 26th 2020

How to choose the right financial adviser for you

Seeing a financial adviser could set you on a path to reaching your goals and dreams sooner, but how can you make sure you choose the right adviser and what should you look out for?

  We work hard for our money, so we want to see our money work just as hard. Seeing a financial adviser could set you on a path to reaching your goals and dreams sooner but how can you find the right financial adviser who can help you get there? The financial industry, over the last... view article
October 24th 2019

Implementing your financial plan

Receiving financial advice is only the first step. The key to unlocking the benefits is through regular contact with your adviser and by changing behaviours to implement the recommendations made.

When you work with an adviser, particularly the first time, there is likely going to be recommendations to change elements of your financial life. This might mean setting up new bank accounts to help you save in a more structured way. You might take on a new investment portfolio. Perhaps you’ll consolidate your super... view article
October 16th 2019

Financial Advice in Action

Some of life’s milestones are difficult to navigate, like purchasing your first home, moving to a larger home when the family expands, giving back to the broader community, or retiring knowing you have enough to live your best possible life.

Invest Blue helps clients and their families navigate through a range of life’s key adventures and achievements, with a view to help them to enjoy their lives, protect their future and live out their goals and dreams. Read on to learn about some of the experiences that have helped our clients navigate their way... view article
September 23rd 2019

Face to face with financial advice – the first meeting

What does the first meeting with a financial planner look like? Learn how it is done at Invest Blue.

  The thought of coming face to face with financial advice… do the possibilities excite you? Or does it all seem a little overwhelming? You might feel like you want support with money matters, but don’t know who to turn to or trust. You may also be unsure if your situation warrants a full financial... view article
July 12th 2019

Why we resist financial advice

What's stopping so many of us from seeking help? Let's examine the anxieties that may be holding many of us back.

  In our increasingly complex world, we're faced with more financial decisions than ever before. The environment we make these decisions in is growing more confusing, as well. There's endless information to process, economic changes to understand and life events to plan for. Despite this, fewer than 40 per cent of Australian adults has ever used... view article
June 17th 2019

Is it worth paying for a financial planner?

How much does financial planning cost? Does professional financial planning pay off? What other benefits can financial planning bring? Is a financial adviser worth your time and money?

  When it comes to finances, a lot of us are wandering through the dark. Over one-third of Australians don't feel confident when it comes to managing their money, and a similar proportion finds finances to be stressful and overwhelming, according to the Australian Securities and Investment Commission (ASIC). The same report shows that nearly half... view article
June 12th 2019

What value is there in a financial plan?

The true value of a financial plan is in the process of planning

There are invaluable benefits in the process of creating and checking in on your financial plan year after year. Traditional financial planning of years gone by was quite a stagnant affair. A client would come in, be expected to know exactly what they wanted for their future and then a plan would be set to... view article
August 17th 2018

Financial advice in the spotlight

our views on the Royal Commission

As many of you may know, there is presently a Royal Commission being conducted into the conduct of the banking, superannuation and financial services industry. Over the next two weeks, the commission turns its attention to financial planning. During this period, we expect that there will be issues raised highlighting the conduct of the large... view article
April 17th 2018

Cost vs value: Are financial advisers worth it?

Why seek a financial adviser when you can DIY your money management? Let us explain why we think almost everyone can gain from professional help.

We understand that using a financial adviser seems like a huge step. Why spend money on a professional when do-it-yourself money management is free? Is the extra value really worth the cost? Anyone who chooses to DIY their finances runs several risks, and we believe that most people - across a variety of personal circumstances... view article
October 19th 2017

5 important questions to ask before you work with a financial adviser

When you're looking for solid financial advice, ask these five simple questions to a potential adviser to guarantee they have your best interests at heart.

Almost three million Australians have been asked by friends and family for advice regarding their finances and investments, according to recent Roy Morgan research. The report suggests that these family members acting as "trusted advisers" are likely to recommend their own financial advisers to relatives. But sometimes a simple recommendation isn't quite enough to go... view article
October 17th 2017
At Invest Blue, our clients are at the centre of everything we do. Every day we work to better understand what our clients value and ensure that the advice we provide helps them to achieve their dreams. We aim to continuously improve our processes and better understand what is working and what could be... view article
October 10th 2017

4 of the biggest risks with DIY finances in Australia

Why you shouldn’t give in to the temptation of DIY finances.

Are you tempted to go at it alone with your money management? Have you googled how to DIY your finances and feel you're ready to take on the challenge? As financial advisers, we see many of the common mistakes people make when managing their own finances. That's why we've compiled a quick guide to some... view article
August 17th 2017

3 stats proving you should get financial advice

Whether you're taking your first financial steps or already investing firmly in your future, most people can benefit from financial planning in Australia.

Who can benefit from financial planning in Australia? We would argue almost everyone! But don't just take our word for it - even the latest government research indicates that seeking financial advice is a good idea. The Australian Securities and Investments Commission (ASIC) has published four waves of responses from its financial attitudes and behaviour... view article
May 26th 2017
When it comes to financial planning, there can be a bit of gap between how good we think we are, and where we're really at. That's quite understandable - a lot of the things you deal with when you're planning for the future are complex, and understanding all of it often requires lengthy study. But... view article
February 7th 2017