Some examples are newly employed, newly self-employed (12 months ABN accepted), tax returns not completed (alternative income documentation accepted), failed to meet LMI requirements, have non genuine savings, require 40 year loan term.
Pepper Money’s approach is a little different. They have no credit scoring, no third party LMI approval required, manual assessment of each application.
In addition Pepper Money may consider clients with any of the below:
What you need to know
Source: RFS Finance – 6 December 2016
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