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Special of the month – Bankwest

There are great reasons to use Bankwest as detailed in the points below:

  • Owner-occupied purchase or construction up to 95% plus LMI (capped at 98% LVR incl. LMI). 5% genuine savings to be evidence over the preceding three months prior to application submission.
  • Investment lending capped at 90% including LMI for purchases, construction and vacant land.
  • Fixed rates available to a maximum 90% LVR including LMI.
  • Interest only options available up to 80% LVR (eligibility criteria and higher rates apply).
  • No loading of rates for construction loans.
  • Construction of multiple units (up to four) on one title up to 80% LVR.
  • Zoned rural lifestyle –150 acres acceptable up to 80% LVR.
  • Display home up to 80% LVR.
  • A range of foreign income is considered.
  • 80% of overtime, allowances and commission acceptable if received on a regular basis (e.g. weekly, monthly). The commission must be received for a minimum of six months.
  • 60% of the lowest of the most recent two years’ gross bonus payments considered.
  • No evidence of genuine savings required up to 90% LVR (evidence of funds to complete required where applicable).
  • Enhanced Family Guarantor Policy for both owner-occupied and investment properties.
  • Discounted Mortgage Insurance for first home buyers.