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How to improve your financial health

Are you worried about your financial health? With a bit of tender loving care, and a few other tricks, you can improve your financial well-being.

  One in five employees in Australia are stressed about their finances, according to AMP's 2018 Financial Wellness report. Additionally, many people find that their personal wellbeing suffers due to the state of their money, as worry and stress often result in issues such as poor sleep. Your relationship with money is give-and-take. In order for... view article
May 15th 2019

6 steps to get your money stuff together

You’ll be surprised at what difference a few really basic steps can make to your personal finances. A phone call here, an online form there…and before you know it, you’ll be well on the way to getting your money stuff together this year and beyond.

  If you’re like three out of four Australians, you may have started the year without a proper budget. Research indicates that over a third of us believe budgeting is too much effort and almost one in five Aussies say budgeting takes too much time. Here are some easy wins to keep you on the right track... view article
May 13th 2019

Savings and budgeting tips to improve your relationship with money

Is money making you smile? These budgeting tips will help you improve your relationship with money.

Are you a real scrimper, constantly denying yourself great opportunities in the name of saving money? Or do you prefer to ignore your bank balance and just spend until you can't anymore? Your relationship with money determines how you spend, save and ultimately live. Whether you fear it, enjoy it or love to hate money, you... view article
May 9th 2019

Tainted Love: Impulse shopping and your wallet

How is impulse buying impacting people? Why do we impulse shop? How can you kick the impulse shopping habit?

You deserve a "Treat Yo' Self" day every now and then. Having flexibility in your budget to allow for special thrills might be an important part of your relationship with money. But what happens when flexibility becomes reliability? It's difficult to achieve savings goals and feel positive about your money when you let impulsive purchases... view article
May 8th 2019

How to adult—a quick guide to personal finances in your 20’s

Getting to grips with debt, budget and cash flow

[caption id="attachment_11396" align="aligncenter" width="700"] Getting to grips with debt, budget and cash flow[/caption] It’s a pity there’s no handy ‘How to’ book to teach you about adult life, especially when it comes to finances. It’s something that you need to learn on the job.   To make the task easier, here’s a breakdown of the three trickiest... view article
May 3rd 2019

Government support in retirement

As you are approaching retirement or if you are already retired, it is very common for people to be worried about how much money they will need and if they have enough saved.

The Australian Government provides support to many Australians who are retired through the Age Pension. The Pension is meant to provide a basic income to help meet the cost of living. Whether you qualify and the amount you would receive depends on several variables, mainly your age, whether you are single or a member... view article
April 18th 2019

Is it better to invest in property or shares?

What are shares and how do you invest in them? What is an investment property? What are the Pros and cons of investing in shares pros and cons of investing in shares and in property?

If you're looking to build an investment portfolio, you've likely thought about whether it's better to invest in property or shares. Asking if property or shares are a better investment is, unfortunately, an oversimplification. It's a bit like wanting to know how long a piece of string is - you need more information before you... view article
April 17th 2019

Budget Announcements 2019

With the election a few weeks away, now is the time to understand each party’s proposals and how they may impact you.

In the past few weeks, both the current Government and Opposition have made their announcements for the next federal budget. Given an election is set for the 18th of May, both sets of policies and promises are worth reviewing. Remember, at this stage, these are just announced proposals and not yet law, which means things... view article
April 10th 2019

Have you had a claimable event when using your insurance?

What does a financial planner do to help with insurance? What is the chance of my needing to use insurance? Do insurers really pay claims? What should I do if the worst happens?

As advisers, part of our job is to understand your insurance needs. We do this as part of a much broader conversation about what is important about money, to you; where you are now, and what you want for your future. Wealth protection is something that can be critically important, depending on your stage... view article
April 9th 2019