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Early childhood education fee savings

Families with young children will be able to send their children to their care centres for free

Released 2 April 2020Families with young children will receive an additional break from 6th April, with the offer of free childcare through early learning and childcare centres. This package, along with JobKeeper is aimed at supporting the longer term viability of these businesses whose recent enrolment’s have become highly variable. It is also aimed... view article
April 3rd 2020

My Superannuation balance is falling… What should I do?

As the world deals with Coronavirus, international economies have been hit hard. Uncertainty has created market volatility at an extraordinary pace, leaving Aussies extremely worried about the impact on their superannuation.

So what’s actually happening? How should you react to the falls?Key points:Recent market volatility has led to a drop in superannuation balances. The falls in the past 30 days have been substantial in response to the evolving threat of the virus. Share market falls are normal. By reacting to this volatility now this... view article
April 2nd 2020

Should I reduce my minimum drawdown rate on my pension?

The pros and cons of reducing superannuation or pension minimum drawdown rates

Retirees now have the option to reduce their drawdown rates, so should you? On 22 March 2020, as part of their response to Coronavirus, the Government announced that retirees with account-based pensions and similar products would be able to reduce their drawdown rates. This measure is in response to the incredible market volatility we have... view article
April 2nd 2020

What support is available to businesses during the Coronavirus outbreak?

To date, several measures have been announced to support Australian businesses impacted by Coronavirus, and therefore, encouraging ongoing employment for their employees and long-term viability of otherwise successful businesses.

Business support snapshot JobKeeper – supporting business to retain their peopleThe ‘job keeper’ payment to Australian employers is worth $130 billion and is focused on supporting businesses in retaining wages for their employees. With increased social distancing measures closing further businesses over the last week and more Australians limiting their spending as a result of... view article
April 1st 2020

Government support – the third round

As the world passed three quarters of a million confirmed coronavirus cases, the Australian Government released its third economic stimulus and financial support package on the 30th of March.

Additional support for businesses and their employees The ‘job keeper’ payment to Australian employers is worth $130 billion and is focused on supporting businesses in retaining wages for their employees. With increased social distancing measures closing further businesses over the last week and more Australians limiting their spending as a result of staying home, many... view article
April 1st 2020

Simple guide to budgeting

Don't let the fear of the unknown stress you out. Build a budget and get clear on where you stand.

One of the greatest sources of money stress is uncertainty. Not knowing where you stand financially can be a source of anxiety. By understanding what you spend now, you can provide yourself with some clarity. You are then able to make informed decisions about what needs to happen next. The basics of budgeting Budgets are made... view article
March 30th 2020

Ways to reduce your home loan during COVID-19

Considering deferring your home loan during COVID-19? What are the pros and cons of this option and what should be considered before taking up this offer? What else might be available?

We are a nation now facing financial hardship with three million Australians predicted to lose their jobs during the coronavirus outbreak and unemployment rates soar to the highest since 1932. If you are one of these three million, it could have you questioning how you're going to get by and what options are available... view article
March 27th 2020

Capturing Long-Term Returns

What is the upside and downside capture, portfolio comparisons and the power of compounding.

The following article was shared with us by Zenith Investment Partners, our current Investment research partner. It is technical in nature. If you would like more information or clarification, please reach out to your adviser. Given the magnitude of market declines caused by the COVID-19 outbreak, investors are undoubtedly focusing on how their portfolios have... view article
March 26th 2020

Update on financial support available during COVID-19 outbreak

The Government and Financial Institutions have released a number of measures to support Australians through the economic hardships caused by coronavirus.

As the impacts and consequences of the coronavirus are escalating, we want to assure you that we remain vigilant in our support for all our clients. Everyone’s health and safety are of paramount importance and we will continue our workplace measures of working remotely and engaging with you over the phone or video conference.... view article
March 23rd 2020