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How much superannuation do you need for a comfortable retirement?

It's a question that will run through all of our minds. How much superannuation do we need for a comfortable retirement? In this article we look at two types of retirement lifestyle: modest and comfortable, and how much singles and couples need.

  How much do you need to live a comfortable retirement? It's a question that, at one point or another, we're all going to run through our minds. And the thing is, everyone's definition of comfort is going to be different. Where an inner-city apartment coupled with international travel every year is one person's dream... view article
August 21st 2019

Divorce and superannuation: Splitting retirement savings

What will happen to your superannuation following separation? How is superannuation division decided? How can you arrange to split super with your ex-partner? Find out more in this article.

  Divorce or separation is rarely easy. On top of emotional hardship, organising the logistics of financial separation can be confusing. It’s important during times like this to remember to be kind to yourself and seek help when you need it. In Australia, as many as 49,000 divorces are granted each year, and the median duration... view article
August 16th 2019

How to start the conversation about aged care

Have you spoken to your ageing loved ones about their plans? When is it time to talk about aged care? How can you start the conversation? What do you need to talk about? Find out the answers here.

  Don't leave it too late to have an honest conversation about aged care options with your loved ones.   [caption id="attachment_11952" align="aligncenter" width="700"] Aged care conversations aren't easy - but they're better handled sooner rather than later.[/caption]   Research from McCrindle[1] shows that three in 10 Australians have been involved in organising care for a parent, but often... view article
August 9th 2019

How to stop fighting over finances

Why do we argue about money? How do we have healthier conversations about money? It’s time to stop fighting about money. Also check out our Whitepaper ‘Money Mindsets’ to explore different theories to get your conversations started.

  It's not uncommon for financial issues to put a strain on relationships. When you’re still finding your feet financially and romantically, there are plenty of ways for shared finances to go awry. Over half (52 per cent) of Australian couples say they argue about money, a finder.com.au[1] survey reveals - seven per cent of... view article
July 26th 2019

A millennial’s primer to all things superannuation

It’s never to early to start thinking about your Super – here are the basics of Australian superannuation.

  Over the past decade, Australian millennials like yourself have been getting involved with superannuation. From 2007 to 2017, millennials' share of super fund balances doubled from 6.4 per cent to 14.6 per cent, according to Roy Morgan. That said, McCrindle reports that millennials account for over one-third of the Australian workforce - so there's... view article
July 15th 2019

Face to face with financial advice – the first meeting

What does the first meeting with a financial planner look like? Learn how it is done at Invest Blue.

  The thought of coming face to face with financial advice… do the possibilities excite you? Or does it all seem a little overwhelming? You might feel like you want support with money matters, but don’t know who to turn to or trust. You may also be unsure if your situation warrants a full financial... view article
July 12th 2019

When can I access my super?

Depending on how much you have in super, it’s worth considering any implications of withdrawing this money, such as how the money may be taxed, and whether a withdrawal may affect Centrelink payments, such as the Age Pension.

  Superannuation is generally intended to help fund your retirement, but there are instances where you may also be able to withdraw your super savings early, depending on your situation. Here is a high-level summary as to when super may be accessible to you.   Understand how your decisions and actions today may affect your financial security tomorrow.... view article
July 5th 2019

Most older Aussies prefer home care over a nursing home

While nearly nine in 10 say they have a preference, less than five in 10 have discussed their wishes with their family. What about you?

  According to a recent study by McCrindle, nearly 90% of Australians aged 50 and over said they’d prefer to live out their days in their own home, even though most admitted to not having given much thought to what support they’d need in order to do so. i We look at some of the findings... view article
June 24th 2019

What info is on my credit card and why does it matter?

Find out what info is likely to be on your credit card report, how it could affect your ability to borrow money, how you can get a copy of your report and flag potential errors if you happen to find any, and some other things you’ll want to be across.

  Your credit report reveals whether you’ve been paying your bills on time and it matters because it could affect your ability to borrow money. If you’ve got a credit card, personal loan, mobile phone plan or utility account, there’s probably a credit reporting agency out there that has a file with your name on it. Credit... view article
June 21st 2019