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understanding with invest blue

Ways to invest your money

Before putting your money into any investment option it’s important to make sure you understand, and are comfortable with, the level of risk involved, the investment timeframe, any potential costs involved, and how the product could help you reach your goals.

If you’re interested in seeing what your options are outside of investment property and super this article explores some of the different investment options available. Whether you are an experienced investor who has lived the rise and fall of markets or someone who is taking their first steps, it is important to identify and connect... view article
October 23rd 2019

Making the mental transition into retirement

How do you prepare for a mentally healthy retirement? We explore the key areas you need to be aware of and show you where financial advice can help.

Retirement is an exciting time of life - you have freedom! Without the obligations of work, you'll reap the joys of limitless free time, flexibility and the opportunity to pursue any manner of a personal project. It's certainly a time of your life to be celebrated. That said, there are bugbears that can come to... view article
October 18th 2019

Implementing your financial plan

Receiving financial advice is only the first step. The key to unlocking the benefits is through regular contact with your adviser and by changing behaviours to implement the recommendations made.

When you work with an adviser, particularly the first time, there is likely going to be recommendations to change elements of your financial life. This might mean setting up new bank accounts to help you save in a more structured way. You might take on a new investment portfolio. Perhaps you’ll consolidate your super... view article
October 16th 2019

Taking advantage of low interest rates

The Reserve Bank of Australia (RBA) took the cash rate to another record low of 0.75% in October bringing mortgage rates to their lowest level in more than half a century. However, the low cash rate also means your money in the bank could be earning less interest.

Understand how a financial planner can support you with your need for financial security. Get in touch. [ninja_form id=37]   Why did the RBA cut rates? Rate cuts are a way for the RBA to help stimulate the economy. The idea is, when the RBA lowers the official cash rate, banks may follow suit and lower interest rates... view article
October 10th 2019

Lowest interest rates yet – what does this mean and how you can make the most of it?

Interest rates in Australia are at an all-time low of 0.75% with speculations we could see this drop even further. What does that mean for you and how can you make the most of it?

  Interest rates in Australia are at an all-time low of 0.75% with speculations we could see this drop even further. What does this mean for you and how can you make the most of it? (iv)   Rates are at an all-time low, what does this mean? Oct 2019: If you’re looking to refinance, take out a... view article
October 9th 2019

Five tips to help you save for your retirement

Planning for your retirement and identifying your ideal lifestyle can be a challenge, so we’ve put these five tips together to help you save. A financial planner can inspire you, help you with your super and put you on track to achieve your ideal retirement.

  Whether you're thinking of leaving the workforce within the next 10 years, or a little later, you should be taking a hard look at your savings and working out if you're on track for the retirement you want to live. With more than half of Australians over 65 fully self-funding their retirements, as reported by... view article
October 4th 2019

I’m worried I don’t have enough super, how do I overcome this?

Getting ready for retirement? Make sure you'll be able to afford your ideal lifestyle.

More than half of Australians over 65 today are self-funding their retirements, while only 25 per cent draw a full Age Pension, reports Challenger[1]. The same research shows average super balances are on the rise, and the typical household super of people retiring today sits around $400,000. As more Australians enter retirement with an appropriate... view article
September 24th 2019

Financial Advice in Action

Some of life’s milestones are difficult to navigate, like purchasing your first home, moving to a larger home when the family expands, giving back to the broader community, or retiring knowing you have enough to live your best possible life.

Invest Blue helps clients and their families navigate through a range of life’s key adventures and achievements, with a view to help them to enjoy their lives, protect their future and live out their goals and dreams. Read on to learn about some of the experiences that have helped our clients navigate their way... view article
September 23rd 2019

Strategies to help business owners get ahead

Here are a few ways to improve your personal and business finances and learn what support is available. Help stay on top of your financial health and avoid business burnout.

Running your own business is immensely rewarding - but it does come with its own set of challenges. Not only do you have to keep your business afloat, but you also need to stay aware of your own financial health, never neglecting one for the other. The median weekly income for owner-managers in Australia... view article
September 9th 2019